Tern GSD S10 Gen 2 LR Electric Cargo Bike

£3,999.00  £4,499.00

Finance available with Novuna Personal Finance


Out of stock.
Please contact us as more may be on order.
Part Number:

812741026627

Tern GSD S10 LR 400Wh Performance Electric Cargo Bike

With a 200 kg (440 lb) Maximum Gross Vehicle Weight, the GSD is ready to replace your car. It'll let you carry two kids plus groceries, or a whole lot of cargo – but it's the same length as a regular bike. Built-in dual-battery technology lets you ride all day, while space-saving features like FlatFold and Vertical Parking make the GSD incredibly easy to own and use.

Carries Your Family

Our ecosystem of passenger-carrying accessories fits your family – now, and five years from now. Carry two little ones in child seats and watch as they grow into (and out of) the Clubhouse. Give your spouse a lift on date night with the Captain's Chair. Snap a photo of the day your teen graduates to carrying you.

One Size Fits Most

The GSD has an adjustable cockpit that resizes in seconds and without tools to fit riders 150 - 195 cm tall (4'11" - 6'5"), so you can easily share it with your family. The updated frame geometry with a slacker seat tube angle and higher handlebars also means the GSD doesn't just fit – it's more comfortable too.

Cargo-Ready

The GSD is made to fit your life, including all your stuff. Our ecosystem of accessories includes a wide range of cargo-carrying gear designed to keep your loads secure and stable for wobble-free hauling. You may not have thought of using a bike to pick up groceries, home improvement supplies, or plants for your garden – but now you will.

Easy to Manage

The GSD's unique geometry makes for super stable riding, no matter what you're hauling (or how wiggly your kids are). The low center of gravity lets even smaller riders confidently manage heavy loads, and the step-thru frame makes getting on and off the bike a breeze. Plus, we've made it easier for the rider's feet to reach the ground at stops.

Key Features of The Tern GSD S10 Electric Cargo Bike

  • 200 kg (440 lb) Maximum Gross Vehicle Weight
  • Bosch® Cargo Line Motor provides up to 85 Nm of torque and 400% support
  • Bosch dual-battery system (400 Wh) for a range of up to 206 km (128 mi)
  • Shimano® Deore 1 x 10-speed hub for smooth, efficient shifting
  • Adjustable cockpit comfortably fits riders 150 - 195 cm (4'11" - 6'5")
  • Super tough Atlas Lockstand™ auto-locks when engaged – just press a button on the handlebars to unlock
  • Heavy-duty frame-integrated rear rack and integrated lower decks
  • Powerful and responsive Magura® MT5 eSTOP 4-piston hydraulic disc brakes
  • Always-on RearStop™ Brake Light helps you safely signal stops
  • Wide range of cargo- and passenger-carrying accessories
  • Fits two Thule® Yepp Maxi seats, no adapters needed
  • Integrated Abus® Wheel Lock, keyed-alike with the battery
  • Upgraded Atlas Wheels with custom CNC machined hubs for extra strength and durability

If you're planning to use your Tern cargo bike to carry a kid or even an adult passenger, please take a moment to learn more about how you can do this safely: https://www.ternbicycles.com/uk/tern-passenger-guide

0% APR Finance with Just a 10% Deposit

Looking to spread the cost of your new road, mountain, electric or commuter bike?

We’ve partnered with Novuna Personal Finance to offer flexible payment options both online and in-store.

✔ 0% APR available over 6, 12, 18 or 24 months
✔ Interest-bearing finance available over 12, 24, 36 or 48 months
✔ Only 10% deposit required
✔ Minimum spend £675

Finance makes it easier to get the bike you want — without the upfront hit.

Please note: 0% finance may not be available on selected discounted products.


Finance Options at a Glance

Term (Months) APR Deposit
6, 12, 18, 24 0% 10%
12, 24, 36, 48 15.9% Representative 10%

Credit subject to status and affordability. Terms & Conditions apply.

Finance is provided by Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority (FRN 704348).
The Financial Services Register can be accessed at www.fca.org.uk.


Interest-Bearing Finance (15.9% APR Representative)

Spread the cost over 12, 24, 36 or 48 months.

To apply:

  1. Spend £675 or more
  2. Pay a 10% deposit
  3. Finance a minimum of £607.50

Example Repayments

Order Value Term Deposit (10%) Monthly Payment
£1,250 36 months £125 £38.91
£2,000 48 months £200 £49.96

Representative Example (Interest Bearing)

  • Cash Price: £2,000
  • Deposit: £200
  • Amount of Credit: £1,800
  • Term: 48 months
  • APR: 15.9% Representative
  • Interest Rate: 15.9% p.a. (fixed)
  • 48 Monthly Payments of: £49.96
  • Total Amount Payable: £2,397.87

0% Interest-Free Finance

Available over 6, 12, 18 or 24 months.

To apply:

  1. Spend £675 or more
  2. Pay a 10% deposit
  3. Finance a minimum of £607.50

Example Repayments

Order Value Term Deposit Monthly Payment
£1,000 12 months £100 £75.00
£1,000 18 months £100 £50.00
£1,000 24 months £100 £37.50
£3,500 18 months £350 £175.00
£3,500 24 months £350 £131.25

With 0% finance, you pay no interest — just the bike, split into manageable payments.


How to Apply

Online:
Add your items to the basket, select the finance option at checkout, and complete the secure online application.

In-store:
Let one of our team know you’d like to pay by finance and we’ll guide you through the process.

Applications usually take just a few minutes, and you’ll often receive a decision quickly.

Once approved, you can e-sign your agreement or print and return it. Goods are dispatched once your signed agreement has been received and processed.


Finance FAQ

Who can apply?

You must:

  • Be 18 or over
  • Be a UK resident (minimum 12 months)
  • Work at least 16 hours per week, or be retired with an income
  • Have a UK bank account

Unfortunately, finance is not available to residents of the Republic of Ireland.


When do repayments start?

Your first repayment will be taken approximately one month after your purchase has been delivered.


Are there any hidden fees?

No. There are no arrangement fees or hidden extras.


What happens if my application is declined?

Applications are assessed using credit scoring and checks with credit reference agencies. If declined, you may reapply after 6 months, as circumstances can change.


Need Help?

If you have any questions about finance, call us on 01363 774773 and our team will be happy to help.

Here at the Bike Shed we always strive to offer value for money and offer friendly expert advice on the best quality products we can source.

We are great supporters of shopping locally due to the benefits it has on our local economy, employment, and community. However, we do not want to see you disadvantaged by choosing to shop with us and we, therefore, will match any UK based competitors’ prices on the following conditions:

• The product must be available with the UK supplier even if discontinued or an older model.

• If assembly is required there may be an additional charge for this.
Please note: If the Bike Shed assembles your bike not only will your warranty be more robust you also qualify for a free first service with us.

• We reserve the right to contact the seller to verify the price/availability/accuracy etc.

• Used, ex-demo, ex-display, returns, and all online auction sites do not qualify.

Where the item does not match the above, we still attempt to be competitive in terms of price, quality, and service.

We reserve the right to decline the price promise at our own discretion

Buy a bike from the Bike Shed and your first service is on us!

Simply arrange a convenient time with your local store and our bike mechanics will give your bike a thorough check and tune up to ensure you're riding as smoothly and efficiently as possible.

Your free service needs to be taken between approximately 6 weeks and a maximum of 3 months from the date of purchase.

Please note: To qualify for the free service you are responsible for bringing your bike into a store. Unfortunately collections are not possible.

Looking for a more comprehensive service? Check out our workshop page for more details

  • Wheel Size 20"
  • Speed 10 Speed
  • Frame Size One Size
  • Max Weight 200 kg (440 lb)
  • Frame Tern GSD, 6061-AL, patented MultiTruss design, EFBE Tri-Test approved: 200 kg
  • Fork Suntour custom for Tern, 1.5" tapered Chromoly steerer, 32 mm stanchions, Thru-axle, 70 mm travel, EFBE approved: 200 kg
  • Stem Tern Andros, adjustable, forged construction, patented technology
  • Headset Tern Flux Pro Taper, 1.5", angular contact bearings, Physis integrated
  • Handlebars Tern Sweep, 6061-AL, Tern Andros adapted
  • Bar Tape/Grips Ergon
  • Saddle Tern GSD by Velo, with rear handle
  • Seat Post Tern Telescope, 34.9/30.9 mm, 2014-AL
  • Seat Clamp Tern Collar, 6061-AL, 2pc
  • Spokes Stainless steel, 13G
  • Rims Tern Atlas, ultra wide 36 mm, dual reinforced joint
  • Tyres Front: Schwalbe Big Ben Plus, 55-406, Green Guard puncture protection, Reflex Rear: Tern x Schwalbe Super Moto-X, 62-406, Green Guard puncture protection, Reflex
  • Shifters Shimano Deore, 1 x 10 spd
  • Rear Derailleur Shimano Deore Shadow+
  • Crankset Tern GSD custom, forged 6061-AL DH crankarm
  • Cassette/Freewheel Shimano 11-36T, 10 spd
  • Bottom Bracket Motor integrated
  • Chain 10 spd, DHT for eBike, GST corrosion resistant coating
  • Pedals Urban with non-slip surface, sealed bearings
  • Motor Bosch Cargo Line, 400% Assist, 85 Nm Torque, max speed 25 kph
  • Battery Bosch Dual Battery system, 400 Wh
  • Display Bosch Purion
  • Range 400 Wh: (26-53 mile) 42-85 km)
  • Bell Type Pitch Plus, brass
  • Kickstand Atlas Lockstand, w/ remote unlock, patented technology
  • Front Light Tern Valo Direct, 190 lumens
  • Rear Light RearStop Brake Light, Always on brake light

Colours DARK SAGE, SATIN BLACK, YELLOW
Brand Tern
SKUs / Part Numbers 812741026627, 812741026658, 812741026931

Please note: Manufacturers can sometimes change the specification of the products from time to time.

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